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All agents are NOT alike! If we were, we would all get the same results. Find out why we are the top real estate experts. Call us today: 800-309-9198.
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Find Out About the Latest Homes for Sale First!
We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Christine Hendricks of Century 21 Recognized!
"Christine Hendricks Earns Century 21 System's Centurion Top Producer Award for 2006"
"Rick Burns - General Manager"
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 Compare three mortgages at one time.
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The Hendricks Team are some of
The Top Selling Real Estate Experts™
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I am dedicated to providing you with quality service that is professional, courteous and responsive in helping you find the right property for your needs. To fulfill this commitment, I agree to provide you with my following real estate services: 
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Consult with you to determine your particular real estate wants and needs. This includes providing information as to the advantages and disadvantages of the choices available to you, in order to help you make informed decisions.
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Maintain your confidentiality and represent your best interests throughout the buying process.
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Help you define your financial ability to purchase, explain alternative methods of purchasing and financing, and assist in arranging mortgage financing.
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Provide an action plan for locating the right property for you, at the right price and terms, in an acceptable time frame.
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Search using available methods to locate the property that will best meet your needs and wants. This may include properties listed with our office, offered through other real estate companies; as well as, unlisted properties.
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Show properties that meet your specifications, in accordance with Fair Housing Regulations and ethical real estate practices.
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Disclose material facts known about the property, and other relevant information that is likely to affect your ability to obtain the right price and terms.
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Assist you in evaluating the market value of properties that are of interest to you, and suggest negotiating strategies to help you obtain the most advantageous price and terms.
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As your advocate, advise and assist you in completing your purchase agreement, and present your offer in a light most favorable to you.
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Refer to other professionals (real estate attorneys, accountants, inspectors, mortgage lenders, etc.) for information or assistance as necessary.
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Upon acceptance of an offer between you and the seller, monitor all pre-settlement (escrow) activities throughout the closing process as permitted by law or local practice.
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Consult and communicate with you on a regular basis throughout your entire real estate purchase process.
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Recommend home warranty to protect you.
|  We certainly appreciate your allowing us to assist you with finding the right property for your needs. Should at any time you have a question, concern, comment or suggestion, please do not hesitate to contact me.
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Financing Your Home >Who Pays the Points When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.
The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.
In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.
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| Q |
Who is "Freddie Mac", and why is he a big name in real estate?
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| A |
"Freddie Mac" is the nickname for FHLMC, the Federal Home Loan Mortgage Corporation, which buys mortgages from lending agencies, thus allowing lenders to continually replenish funds for new mortgage loans. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERTS™ 
