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All Indianapolis REALTORS are NOT alike! Find out why we are the top Indianapolis real estate agents. Call us today: 317.290.6904
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Get Free Presentation On Our Home Marketing. Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed. Find Out More > View All Offers >
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"Christine - IS the Relocation EXPERT!" "She did so many good things for us along the way that we didn't even know about" Jennifer and Eric Juarez Read Quote > View All Quotes >
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Compare three mortgages at one time.
Download TripleCalc now. It's free.
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The Hendricks Team are some of
The Top Selling Real Estate Experts Find Out More > |
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I am dedicated to providing you with quality service that is professional, courteous and responsive in helping you find the right property for your needs. To fulfill this commitment, I agree to provide you with my following real estate services: 
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Consult with you to determine your particular real estate wants and needs. This includes providing information as to the advantages and disadvantages of the choices available to you, in order to help you make informed decisions.
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Maintain your confidentiality and represent your best interests throughout the buying process.
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Help you define your financial ability to purchase, explain alternative methods of purchasing and financing, and assist in arranging mortgage financing.
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Provide an action plan for locating the right property for you, at the right price and terms, in an acceptable time frame.
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Search using available methods to locate the property that will best meet your needs and wants. This may include properties listed with our office, offered through other real estate companies; as well as, unlisted properties.
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Show properties that meet your specifications, in accordance with Fair Housing Regulations and ethical real estate practices.
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Disclose material facts known about the property, and other relevant information that is likely to affect your ability to obtain the right price and terms.
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Assist you in evaluating the market value of properties that are of interest to you, and suggest negotiating strategies to help you obtain the most advantageous price and terms.
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As your advocate, advise and assist you in completing your purchase agreement, and present your offer in a light most favorable to you.
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Refer to other professionals (real estate attorneys, accountants, inspectors, mortgage lenders, etc.) for information or assistance as necessary.
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Upon acceptance of an offer between you and the seller, monitor all pre-settlement (escrow) activities throughout the closing process as permitted by law or local practice.
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Consult and communicate with you on a regular basis throughout your entire real estate purchase process.
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Recommend home warranty to protect you.
|  We certainly appreciate your allowing us to assist you with finding the right property for your needs. Should at any time you have a question, concern, comment or suggestion, please do not hesitate to contact me. 
Financing Your Home >The Language of Financing
When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.
You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.
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| Q |
What did 75% of 10,000 buyers surveyed by the NAR list as their top reasons for selecting a Real Estate Professional?
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| A |
Knowledge of the housing market, knowledge of real estate practices and financing, and familiarity with neighborhoods. |
See More Real Estate Trivia > |
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