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Real Estate Tips
Tax Considerations >Tax Breaks

      Most homeowners are keenly aware of the interest tax deduction on their home loan, but there are many other tax breaks which are often overlooked at income tax time. Pro-rated property taxes and mortgage interest in the year of sale are deductible. You will find these amounts listed on your closing settlement statement. If you paid off your mortgage and had to pay a pre-payment penalty, it qualifies as tax deductible interest. If you paid an "acquisition mortgage loan fee" on a home loan, this fee can be deducted as itemized interest. Home improvement loan fees are also deductible. Any remaining loan fees from re-financed or paid-off mortgages are fully deductible at the time of the mortgage payoff.
      Certain items don't qualify as deductions, but can be added to the cost basis of your home, such as transfer taxes, recording and title fees, and special local property tax assessments for new sidewalks, streets, or sewers.
      Don't be intimidated by the tax code! A little research or consultation with an expert can help you maximize your real estate tax advantages.
     

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Real Estate Trivia
Q 
What are considered the ideal conditions for a buyer's market?

A 
In a buyer's market, there are more houses for sale than buyers, homes take longer to sell, and sellers may have to cut prices.
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The Hendricks Team, REALTORŪ, real estate agents and broker for Indianapolis, Carmel, Zionsville and Westfield Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)

The Hendricks Team
Ready To Call Home, LLC

Office: 317.290.6904
Direct: 317.698.6904
Fax: 317.290.6904
Email: christine@readytocallhome.com
Email: greg@readytocallhome.com

Integrity, Commitment and Professionalism differentiate Christine Hendricks from other local Indianapolis, Indiana REALTORSŪ. Her clients are not only loyal to Christine, they are also loyal to the high standards she represents. Christine has been selling real estate full time for over 12 years and has closed in excess of 100 Million Dollars in Residential Sales. A graduate of Indiana University with over 18 years of marketing experience, Christine resides in Carmel, Indiana with her husband and marketing director, Greg.

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